If you are like me, you think a lot. And sometimes this battle to destination debt free can be so arduous and frustrating. The more you try to save, the more unexpected expenses pop up. Covid-19 has depleted some of our savings. Some persons might have had to liquidate assets to make ends meet in the face of reduced work hours or temporary layoffs. In the midst of it all, you get discouraged because it seems like you will never get out of debt.
This morning I was thinking about how much money I have had to spend because I am working from home. I live in a rural community where our national internet providers don’t provide us with wifi. We are at times subjected to unannounced power outages and the list is really unending. In my conversation with God this morning I was recounting how many bills came up that were unexpected. Funds that had been allocated to pay down debt had to be used to pay for vehicle issues that manifested amongst other things. I recall saying how it had suddenly become difficult again and I felt like every time I was digging myself out someone was dumping the dirt back into the hole.
Then God spoke one word…well a sentence: “At least you had the money to pay for it”. I was silenced. I never thought about that! Based on the nature of some of these expenditures, it would have been really horrible if I could not have paid for them. They would have negatively impacted my ability to earn. The Lord further reminded me of a conversation we had a week or two ago. There was a mistake in my work schedule and in correcting the mistake, it was possible that I could earn less money. I remember being so tired and saying to God that I was going to trust Him as Jehovah Jireh and choose to let go of the extra funds so that I could get some more rest.
Of course, I brought that up today as well. But God, I lamented. The means of paying down on debt has been reduced. Remember my work schedule has been reduced. And He again silenced me! Yes twice in one morning. He reminded me that I promised to trust Him to give me rest and provide for my needs. So I say all of this to say what exactly?
Don’t give up! Keep working on the debt repayment. Keep pushing that new business. Keep reinventing yourself and trying to increase your income streams. Keep at it! Look at where your debts stood a year ago, a month ago even a week ago. I am certain there has been some progress no matter how slight. Yes your savings has been depleted but at least you had it as an alternative. It will come back up again. Yes you had to liquidate your portfolio but you will be able to buy again. So they stopped buying this product because it is not essential during covid, find something else to sell in the meantime. Cut yourself some slack if you know that you are really working as hard as you can to pay off those debts. IT WILL HAPPEN!
As is customary I will end with a question. Maybe two…
Are you going to throw in the towel? Or are you going to keep working no matter how hard it gets?